Do you konw How does the insurance company find out about moving violations

People understanding is that when you get a moving violation ,e.g, a speeding ticket, the police or the courts or whoever will notify your insurance company. When your insurance company finds out and finds out about the points that are now on your license, they raise your insurance premium. However, some people tells that they are received several speeding tickets, that his insurance company has never found out (meaning no one is notifying his insurance company), and that their premium has therefore never gone up. How is that possible?

some people’s  answer:

hes got to be lying or had lawyer take his tickets to court and won!
tickets are sent to the states motor vechicle division, thats how they find out about your tickets!

And any other answer:

Insurance companies use two reports: the CLUE and the MVR. Most companies, mine included, only rerun those reports on existing policyholders at the annual renewals. This is why in some cases, you won’t have a violation show up until a year or so later! No, the police don’t actually contact the insurance companies and tell us anything, so don’t worry about that. We have to do the looking ourselves.. insurance companies actually have to pay the DMV for that information, so they aren’t exactly going to be calling us up and giving it to us for free.

Yes, it is possible to have violations without them raising the premium. It’s not something you want to bank on. If for some reason the insurance company doesn’t rerun your reports at that annual renewal, they won’t find out about them. I have, at times, come across long-term customers of my company that went four years or so without running their driving history, so I definitely know that it can happen! Only downside is that when they pick up on their err, they do have the right to go through and charge you for them at that point